1. Restrictions on Use

Paydit provides account management, payment processing, and related services. We may limit or discontinue parts of the Site, including:

• Restricting availability or usage times
• Restricting access by platform or device
• Limiting account activity
• Ending or suspending your access

All content is owned or licensed by Paydit and protected by law. You may not copy or distribute except for personal, non-commercial use.

2. User Information

You agree to provide true and complete information. If Paydit believes your information is false or outdated, we may suspend or terminate access.

3. Prohibited Conduct

You agree not to:

• Interfere with others’ use of the Site
• Post unlawful or harmful content
• Upload viruses, malware, or harmful code
• Access systems without authorization
• Impersonate others or misrepresent yourself
• Exploit the Site for unauthorized commercial use

4. Monitoring

We may monitor use of the Site and remove any content that violates these Terms.

5. License

By submitting content, you grant Paydit a license to use it for providing the Services, in line with our Privacy Policy.

6. User Content

You are responsible for information you post or provide. Paydit is not responsible for user-submitted content.

7. Personal Safety

Do not share personal information with people you do not know. Keep your login details secure.

8. Submissions

Suggestions or feedback you provide may be used by Paydit without compensation, as permitted by law.

9. Disclaimer of Warranties

The Site and Services are provided “as is.” We do not guarantee uninterrupted or error-free service.

10. Limitation of Liability

Paydit is not liable for indirect, incidental, or consequential damages from your use of the Site.

11. Indemnification

You agree to indemnify Paydit against claims resulting from your misuse of the Site or violation of these Terms.

12. Termination

We may suspend or terminate your access at any time for violations of these Terms.

13. Trademarks

Paydit and its logos are trademarks. Unauthorized use is prohibited.

14. Minors

The Site is not intended for children under 18. Parents or guardians are responsible if minors use the Site.

15. Parental Controls

Tools are available to help limit minors’ access to harmful material online.

16. Intellectual Property Claims

If you believe your rights are infringed, contact us at a@a.a with required details.

17. Changes to Terms

We may update these Terms at any time. Notice will be given via the Site or email. Continued use means you accept the changes.

18. Export Compliance

You must comply with all U.S. export laws when using the Site.

19. Entire Agreement

These Terms are the entire agreement between you and Paydit. If one part is invalid, the rest remain in effect.

20. User Materials

You agree not to post unlawful or infringing material. We may remove content at our discretion.

21. Personal Information

We protect your data according to our Privacy Policy. By using the Site, you consent to such processing.

22. Text Message Terms

Paydit may send you text messages for non-telemarketing purposes regarding account and servicing information. You can cancel this service at any time by replying "STOP" to a text message. Message frequency varies. Message and data rates may apply. Carriers are not liable for any delays or undelivered messages. No mobile opt-in data will be shared with third parties. For all questions about text message services, you can email us at a@a.a.